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title=”Woman using credit card and smartphone for online shopping. Personal finance app”

Effortlessly track your finances with NetTrack’s automated budget tracking and spreadsheet integration, providing a comprehensive financial dashboard for your personal finance needs.

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Effortlessly compare Tiller vs NetTrack. Discover which personal finance app best suits your budgeting, account aggregation, and secure spreadsheet tracking needs.

Managing your money shouldn’t feel like a chore. Many of us juggle multiple bank accounts, credit cards, savings pots and investments in separate apps or spreadsheets. Two tools often come up in conversations: Tiller and NetTrack. Let’s explore how they stack up side by side—and why NetTrack might be the perfect personal finance app for you.

Why Compare Tiller and NetTrack?

Both integrate with spreadsheets.
Both offer budgeting and net worth tracking.
Yet they tackle user needs in different ways.

If you’re asking, “Which is more user-friendly? Which gives me real-time data? Which doesn’t break the bank?” you’ve landed in the right place.

Side-by-Side Overview

Feature	Tiller	NetTrack
Pricing	Free trial, then $79/year (approx.)	$5/month – no hidden fees
Platform	Google Sheets, Excel	Web & Mobile app
Account Aggregation	Yes	Yes – real-time syncing
Automatic Transaction Categorisation	Manual rule setup	AI-powered categorisation
Budgeting Templates	Highly customisable templates	Built-in budgeting tool + spreadsheets
Household & Couples Support	Basic	Dedicated support for shared finances
Security	Bank-level encryption	Bank-level encryption + 2FA
Customer Support	US-based success team	24/7 in-app chat & email support

Tiller: Strengths and Limitations

Strengths

Infinite Customisation
Tiller feeds your daily spending, income, debts and balances into your own Google Sheets or Excel templates. You can choose fonts, colours, charts and categories.
Free of Ads and Data Sales
No pop-ups. No hidden monetisation of your data.
Spreadsheet Power Users
If you live inside spreadsheets and love building your own dashboards, Tiller feels like home.

Limitations

Steep Learning Curve
You need to know your way around Google Sheets formulas or Excel.
Annual Pricing
After a free trial, you pay roughly $79/year. That’s almost £5/month up front.
Mobile Experience
No dedicated mobile app; you rely on spreadsheet-based emails to view balances on the go.
Household Finances
Shared access requires manual sheet sharing and permissions management.

NetTrack: Your All-in-One Personal Finance App

NetTrack is more than just spreadsheets. It’s a dedicated personal finance app designed for:

Tech-savvy millennials
Couples and households
Budget-conscious individuals

Key Features

Automated Budget Tracking
– Create budgets in minutes.
– See real-time spend vs budget.
Comprehensive Account Aggregation
– Link all bank and investment accounts.
– Auto-sync transactions every hour.
Integrated Spreadsheets
– Export data to Excel or Google Sheets.
– Use built-in templates or customise your own.
Net Worth Tracker
– Monitor assets and liabilities in one view.
– Track your net worth over time.
Household Finance Support
– Invite partners and share permissions.
– Combine household budgets and net worth.
Bank-Level Security
– End-to-end encryption.
– Two-factor authentication.
Simple & Affordable Pricing
– $5/month.
– No surprises. No hidden fees.

Why We Built NetTrack

“I wanted a tool that’s simple enough for everyday users, yet powerful enough for those who crave data.”
— NetTrack Founder

Users quickly grasp NetTrack’s dashboard. No steep learning curve. Instead, you get a clear picture of your financial life—instantly.

How NetTrack Fills the Gaps

Ease of Use
Tiller excels at flexibility, but many find it overwhelming. NetTrack offers a clean interface with guided setup and pre-built templates for budgeting, expenses, debt and net worth.
Mobile-First Design
Unlike spreadsheet-only solutions, NetTrack has a mobile app. Check balances, recent transactions or savings goals from your phone—no extra setup.
Household Collaboration
NetTrack was built for shared finances. Invite partners or family members. Assign roles (view-only, editor) and track joint budgets.
Transparent Pricing
At just $5 a month, NetTrack fits any budget. No annual fees to pay upfront. No hidden add-ons.

Real-World Example: From Overwhelm to Clarity

Meet Sara and James, a busy couple living in Sydney. They tried spreadsheets for six months and then Tiller. Every week, they struggled with formula errors and template tweaks.

After switching to NetTrack:
– They linked all five accounts in minutes.
– They set a weekly grocery budget in the app.
– They get a morning summary email on their phones.
– They’ve saved over £600 in the past quarter by reviewing subscription spend reports.

“NetTrack made it easy to see where our money was really going. And we love that it sits next to our favourite spreadsheets when we want more detail.”
— Sara & James, NetTrack users

Which One Is Right for You?

Choose Tiller if:
– You’re a spreadsheet guru.
– You don’t mind an annual fee.
– You enjoy endless customisation options.

Choose NetTrack if:
– You want a personal finance app that just works.
– You need mobile access and household features.
– You prefer clear, straightforward pricing.
– You love spreadsheets but don’t want to be trapped in them.

Ready to Simplify Your Finances?

Join thousands of users across North America, Europe and Australia who have found clarity with NetTrack. For just $5 a month, get:

Real-time account aggregation
Automated budgeting and savings tracking
A powerful net worth manager
Spreadsheet integration when you need it

Give NetTrack a try today and see your financial life come together in one place.

Start your free trial now →