Discover how Billie’s innovative B2B Buy Now Pay Later solutions provide flexible business installment plans and streamline cash flow management for your company.

Why Compare BNPL Solutions?

Managing cash flow in a B2B world can feel like walking a tightrope. Late invoices, rigid payment terms and strained relationships often slow growth. The good news? Business installment plans let buyers spread payments—and sellers get paid up front.

Many organisations look at Visa’s BNPL suite as a go-to. They tout:
– Scalability across channels
– Loyalty boosts through familiar card credentials
– Security backed by a global network

But for B2B, there are gaps. Visa’s focus on consumer habits means extra integration work and less support for trade accounts.

Visa’s BNPL at a Glance

Strengths:
• Scalable APIs
• Familiar payment flow
• Trusted network security
Limitations:
• Primarily consumer-oriented
• Limited trade-credit features
• Extra steps for B2B reconciliation

What Makes Billie Different

When you need true B2B flexibility, Billie steps in. Our platform was built for wholesale distributors, SMEs and e-commerce teams. Here’s why Billie’s business installment plans stand out:

Trade-friendly terms: Offer credit lines via Pay on Account.
Split payments: Break large invoices into three parts with Pay in 3.
Deferred cash: Let buyers order now, pay later—while you receive funds immediately.

Billie integrates seamlessly with your existing systems—no heavy lift.

Deep Dive: Billie’s Flexible Plans

Pay Later

Let customers place orders without upfront payment.
• You get funds in days.
• Buyers choose a due date that suits their budget.
• Fewer disputes.

Pay in 3

Split bigger invoices into three equal instalments.
• Improves affordability.
• Reduces cart abandonment.
• Simplifies bookkeeping.

Pay on Account

Create custom credit lines for trusted buyers.
• Automated invoicing.
• Easy limit adjustments.
• Instant approval workflow.

Each option is a form of business installment plans that boosts loyalty and sales.

Side-by-Side: Visa vs Billie

• Integration
– Visa: Requires merchant adaptation.
– Billie: Plug-and-play API or platform plug-in.

• B2B Features
– Visa: Basic instalments via card.
– Billie: Trade accounts, custom limits, multi-channel support.

• Cash Flow
– Visa: Settles per card cycle.
– Billie: Guarantees seller payment within days.

Benefits of Choosing Billie

Immediate cash for your business.
Flexible business installment plans tailored to trade needs.
Seamless connection to Stripe, Shopify and more.
Automated credit and risk checks.
Enhanced buyer experience—no surprises at checkout.

“Switching to Billie cut our payment disputes by 40% and sped up receivables.” – A satisfied customer

How to Get Started

Sign up at Billie.io
Choose your plan: Pay Later, Pay in 3 or Pay on Account
Integrate via API or platform plugin
Start offering business installment plans at checkout

The process? Faster than you’d think.

Conclusion

When it comes to B2B, generic BNPL falls short. Visa’s solutions shine for consumers—but Billie was built for your wholesale, e-commerce and SME needs. Our business installment plans help you win new customers, improve cash flow and simplify finance. Ready to transform your payment options?

Get started with Billie today and see how easy B2B Buy Now Pay Later can be.
👉 https://www.billie.io